Open an affordable bank or credit union account now to get your stimulus, unemployment and other emergency benefits faster, and more safely. Without an account, paper checks will need to be cashed in person, and you may need to pay fees, buy money orders to pay bills, or use cash in person. Additionally, prepaid cards may charge fees for using ATMs or accessing customer service, and will not allow you to load cash or other payments onto the card so you can keep your money all in one place.
You can open your own affordable, safe, and certified bank or credit union account online to manage your stimulus and other benefits now.
STEP 2 Open your own safe Bank On certified account
STEP 3 Start using your account to manage your money, including by remotely depositing your stimulus check.
Why is a Bank On certified account right for you?
Get stimulus, unemployment and other benefits faster and cheaper through direct deposit into your account, without having to leave home. A prepaid card or paper check can lead to fees for everyday needs, just for accessing your own money – and you may need to go in person to get your money.
Your Money is Secure
Bank and credit unions take your personal security seriously with cutting-edge software and tools to help you protect your personal financial data and keep your money safe; these accounts also are federally insured.
No Surprise Fees
These Bank On certified accounts don’t allow overdraft or insufficient fund penalties, and almost all of them cost only $5 or less per month.
These accounts have online tools to help you control your money, deposit your paycheck, and pay your bills - all free of charge.
Ok, which banks and credit unions offer these Bank On certified checking accounts and can be opened online?
These 13 safe and affordable banking accounts can be opened online and are certified by Bank On:
To open your new account online, you may need:
- Social Security Number or ITIN number
- State-issued identification (like your Driver’s License)
- Passport or a country-issued identification card
- Mailing address
- Date of Birth
Each financial institution has its own process for account opening. The 13 accounts listed above can be opened online, but other banks and credit unions may require you to verify your identification or make your initial deposit in-person at a branch, if open. There are dozens of other accounts certified by Bank On that currently cannot be opened online.
Having trouble opening one of these accounts? Contact the customer service of the bank or credit union where you want to open your account.
Start using your new account to manage your money - you can remotely deposit your stimulus check, or use the account to receive unemployment benefits or other payments by direct deposit. You will need to enter your new bank or credit union account number into your unemployment benefits portal or anywhere else you are receiving payments; get in touch with the agency you are receiving benefits from to find out how you can enter this information.